Alternate Investment Funds in India

What are AIFs?

Definition Alternative Investment Funds (AIFs) are privately pooled investment vehicles established or incorporated in India that collect funds from sophisticated investors—both Indian and foreign—to invest according to a defined strategy in assets beyond traditional investments like stocks, bonds, or cash Key Features Privately pooled from high-net-worth individuals (HNIs), institutions, or family offices Minimum investment size […]

New Gold Loan Policy

Revised RBI Gold Loan Policy - Prerana Financial Services

RBI’s New Gold Loan Policy: A Golden Opportunity for Small Borrowers The Reserve Bank of India (RBI) recently announced significant revisions to its gold loan policy, particularly impacting small-ticket borrowers. This move, coming after extensive feedback from various stakeholders, aims to enhance financial inclusion and streamline lending practices across the board. Consequently, these new guidelines […]

The Ultimate Guide to Mutual Funds in India

Mutual Funds in India - Prerana Financial Services

Investing in India’s dynamic financial landscape can seem complex; however, mutual funds offer a streamlined and effective pathway to financial growth. Essentially, a mutual fund acts as a collective investment vehicle, pooling money from numerous investors. Subsequently, a professional fund manager strategically invests this combined capital across a diversified portfolio of stocks, bonds, and other […]

Life Insurance in India: A Comprehensive Guide for Individuals

Life Insurance in India. A guide by Prerana Financial Services

In the intricate tapestry of financial planning, life insurance stands as a fundamental pillar for individuals in India. As a tool for risk management, life insurance offers not only peace of mind but also financial security for the policyholder’s family in the unfortunate event of their untimely demise. Understanding its nuances is crucial in making […]

The Power of Compound Interest: Why You Should Start Investing Now

📌 Ideal for: Young professionals, long-term investors📄 Word Count: 800–1000 Intro:Imagine earning interest not only on your savings—but also on the interest you already earned. That’s compound interest. And the earlier you start, the more powerful it becomes. In this blog, we’ll show you how compound interest works, and why even a small amount invested […]

Mutual Funds vs Fixed Deposits: Where Should You Invest?

Mutual funds vs FDs - a perspective

  📌 Ideal for: Investors, awareness campaigns📄 Word Count: 1000–1200 Intro:When it comes to investing, most people in India are torn between the traditional safety of Fixed Deposits and the potentially higher returns of Mutual Funds. But which one is right for your financial goals? Let’s compare the two and help you make an informed […]

Top 7 Smart Money Habits for Financial Freedom

📌 Ideal for: Personal finance audience, SEO, lead generation📄 Word Count: 800–1000 Intro:Financial freedom doesn’t happen overnight—but with the right habits, it can become a reality. Whether you’re just starting your career or planning for retirement, developing smart money habits today can lead to a stress-free tomorrow. In this article, we’ll explore 7 practical and […]